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Berger Insurance Services/
Underwriting Solutions
Fredric A. Berger, CLU, ChFC, MSFS, FALU
A Member of Advantage Insurance Network |
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Independent Life Insurance Brokerage
For
Individuals and Seniors
Fred Berger has been in life insurance for over 37 years and has had his own practice as an Independent Life Insurance Broker and Senior Advocate since 2000.
Berger Insurance Services work with over 20 of the major life insurance companies directly so you get the benefit of the best premiums and the best life insurance plans to meet you life insurance needs.
As you know, Life Insurance benefits those you love the most and care about. Make certain they are provided with a life style you want for your loved ones. What better legacy to leave.
Don't forget life insurance can provide you with lifetime benefits too. Life insurance is an excellent tool to help provide early tax favored supplemental retirement funds or for established seniors the retirement benefits for the second half of the retirment distribution phase.
Berger Insurance Services knows and understands the special needs of "seniors" over the age of 50. We work hard as Senior Advocates in getting life insurance. life settlements and long term care insurance for our clients. We also work closely with other professions who help the senior community. Fred is active in several senior groups, such as Senior Specialist Networking Group and Servicing Seniors Network Breakfast group.
For those people who may have had difficulty in getting life insurance due to diabetes, heart disease, Parkinson's, are a cancer survivor or have any myriads of other medical conditions; Fred Berger is the Champion and Advocate who can get results and life insurance for many people who have been told they cannot get life insurance. With over 20 years Life Underwriting experience and strong insurance relationships, Fred can get results that you can not get elsewhere.
Let us review your current life insurance programs to see if we can SAVE YOU MONEY on your premiums or IMPROVE your current life insurance program. __________________________________________________________
Life Insurance Brokerage
for
Insurance Agents and Financial Services Professionals
Berger Insurance Services mission is to work with life insurance agents, financial planners CPAs, clients and Insurance Companies to secure the best premium for the best life insurance value with quality companies that meet the needs of the client. At the same time we help the insurance professional reach the next level of financial and business success!!!
Fred is a nationally recognized as an expert with difficult life insurance situations and works with insurance agents throughout the United States who have difficult to insure clients. We can help agents get preferred and standard coverage on their healthy clients too. We accomplish this by providing you with a pro-active, synergistic relationship and inurance related tools which include:
Over 20 Quality Life Insurance Companies , Numerous Life, LTC and Annuity products, Advanced Underwriting Techniques, Competitive Commissions, Superior Underwriting Results, Excellent Service, Unique Life Insurance Valuation program, Individual Coaching ____________________________________________ "Because I use it and it helps me feel healthier and youthful I include this in my website."
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Press Release - FOR IMMEDIATE RELEASE
Underwriting Solutions Receives 2009 Best of Oceanside Award U.S. Commerce Association�s Award Plaque Honors the Achievement WASHINGTON D.C., June 8, 2009 -- Underwriting Solutions has been selected for the 2009 Best of Oceanside Award in the Insurance category by the U.S. Commerce Association (USCA). The USCA "Best of Local Business" Award Program recognizes outstanding local businesses throughout the country. Each year, the USCA identifies companies that they believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and community. Various sources of information were gathered and analyzed to choose the winners in each category. The 2009 USCA Award Program focused on quality, not quantity. Winners are determined based on the information gathered both internally by the USCA and data provided by third parties. About U.S. Commerce Association (USCA) U.S. Commerce Association (USCA) is a Washington D.C. based organization funded by local businesses operating in towns, large and small, across America. The purpose of USCA is to promote local business through public relations, marketing and advertising. The USCA was established to recognize the best of local businesses in their community. Our organization works exclusively with local business owners, trade groups, professional associations, chambers of commerce and other business advertising and marketing groups. Our mission is to be an advocate for small and medium size businesses and business entrepreneurs across America. SOURCE: U.S. Commerce Association ________________________________________________________
Charities
Berger Insurance Services and Fredric Berger have a unique insight in medical issues due to our extensive work with medical underwriting of life insurance. We appreciate the need to medical research to improve future treatments and care. We have supports numerous medical charities, such as the American Diabetes Association, Hope for a Cure and the Alzhiemer's Association.
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Attention
Physicians
Business Owners:
Take 10 minutes to view this video and see
the retirment you want
Specialist in helping to Supplement Retirements Funding and/or Business Exit Planning for Business Owners and Medical Professionals. ------------------------------------------ Underwriting Solutions
Fredric Berger, CLU, ChFC
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Helpful Life Application
&
Underwriting Hints
Preliminary Inquiry Forms
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Life Insurance may be secured through:
Fredric A. Berger,
CLU, ChFC, MSFS, FALU
CA License # 0B05081
Also licensed in Arizona, Arkansas,
California, Colorado, Connecticut,
Florida, Georgia, Hawaii, Illinois,
Kansas, Michigan, Minnesota,
Missouri, Nebraska, Nevada,
New Mexico, New Jersey,
New York, North Carolina,
Ohio, Oklahoma, Oregon,
Pennsylvannia, Texas,
Washington and Wisconsin.
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Underwriting Solutions
Underwriting Consulting -
Fee based:
Contact Fred Berger,
Medical Underwriting Director,
for more information.
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Life Settlements Programs
Life Settlement may be an
excellent source of cash for
life insurance policies
no longer needed.
We may be able to get more value out of your permanent policy for you
than is currently available
in your cash values.
Call Fred Berger at
(760) 435-9702 or
toll free (888) 435-9702 for
Life Settlement Programs
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Life Expectancy ____________________________________ |